Structural reformIn effectPublic aidNational
Extension of the PTZ to the whole country
Extension of the PTZ (zero-interest loan) to the whole of France for new detached houses and flats, removing geographical restrictions.
Measure originators
InitiatorGVT
Éric Lombard
Gouvernement
Impact on public finances
No official estimate found for this measure.
Effective date
1 April 2025
Measure impact
PTZ extended to the whole country with no zone restrictions. Financing: 50% for flats (versus 40%), 10–30% for detached houses depending on income. Ceiling: €180,000. Valid until 31 December 2027. 6 million additional households eligible.
Official references
Law number: Décret du 1er avril 2025
Sources
1 April 2025
Procedure timeline
Follow the progress of this fiscal measure through the different stages of the parliamentary procedure.
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